ZPER - platfrom decentralized P2P financial’ using blockchain technology - BISNIS ONLINE

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Friday, 13 April 2018

ZPER - platfrom decentralized P2P financial’ using blockchain technology


ZPER is platfrom decentralized P2P financial’ using blockchain technology. ZPER merupakan platfrom bersatunya para perusahaan Pinjaman P2P , sehingga membentuk revolutionary method of fund transactions between borrowers and lenders worldwide.

 ZPER starts creating a financial ecosystem in the efficient system, all the participants will revolutionize the circulation of funds, sharing information. This system is based on blockchain technology, which guarantees credibility. With connections that cross national boundaries, we can look forward to expanded benefits.

Problem

In the traditional financial system Their strict and conservative credit rating policies alienated people with little financial experience,with much disadvantages including high interest rates and low credit limit.Difficulties in Allocating Safe and Efficient Portfolios,Particularly in P2P finance, a platform that connects investors and borrowers, interest rates in some developing countries remain high, It takes free movement of investment funds across the borders to resolve this problem, but the hegemony for this is still in the hands of the existing financial institutions.

Solution

ZPER's was created to solve the above problem, Creating a Transparent and Sound Investment Environment based on a Smart Contract, ZPER will use Smart Contract to prevent any disputes from even arising. It provides roles, obligations, and rights of each participant in advance, and the investment contract will become effective upon its conclusion. It will also allow movement of funds for investment and reimbursement

ZPER Platfrom directly connects the investors and borrowers online,Their strict and conservative credit rating policies alienated people with little financial experience,with much disadvantages including high interest rates and low credit limit.

Why ZPER

ZPER do analysis and thorough evaluation of the P2P lending companies, and also manages and supervises ZPER ecosystem to keep it healthy by selecting participants for each sector. The ZPER team is experts analyze investment products that exist in ZPER ecosystem with their own algorithms and build portfolios in a way that allows investors to effectively diversify their investments.


ZPER will directly connect between borrowers and lenders. based on customer reviews and data and customer distribution information. The information collected on the database becomes the material to base the credit rating. These information providers play a role in assisting the lenders who own and run businesses, creating a new revenue stream by offering databases to P2P financial companies.

Token ZPR

ZPER creates an ZPR token as their utility token, which can be used as a payment tool for all services provided by ZPER platform, ZPR Token that can connect investors and investment projects within the platform regardless of the participants’ nationality.



For more detailed information please visit the following sites:

Website: https://zper.io/
Whitepaper: https://zper.io/paper/Whitepaper_Eng.pdf
Onepager: https://zper.io/paper/Onepager_Eng.pdf
Medium: https://medium.com/@zper

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